Accounting & Advisory

Illuminate your path
to smarter decisions

Lumen Financial brings light to the complexity of your business finances — from meticulous bookkeeping to multi-state sales tax compliance and forward-looking cash flow strategy.

100+
Clients Served
15+
States Covered
$0
Penalties for Our Clients
12yr
Industry Experience
Bookkeeping
Cash Flow Forecasting
Sales Tax Advisement
Multi-State Compliance
Business Advisory
Financial Strategy
Monthly Close
KPI Reporting
Bookkeeping
Cash Flow Forecasting
Sales Tax Advisement
Multi-State Compliance
Business Advisory
Financial Strategy
Monthly Close
KPI Reporting
-$2,400 +$8,500 -$299 -$4,200 Income $8,500 Expenses -$2,699 Payroll -$4,200 Net Profit $1,601 Books Reconciled ALL TRANSACTIONS CATEGORIZED ✓ 4 Categories ✓ Zero Errors Monthly Close 10 Day Turnaround Reconciled
Service 01

Books kept
with precision

Clean, accurate records are the foundation of every sound financial decision. We take bookkeeping off your plate entirely — every transaction categorized, every account reconciled, every month closed on time.

Bookkeeping & Monthly Close
$60k $45k $30k $15k $12k $20k $30k $40k $50k $58k ↑ Jan Feb Mar Apr May Jun NET PROFIT $58k ↑ 383% Growth YTD 6-MONTH TREND Upward TOTAL REVENUE $210k+ YTD GROWTH ↑ 383%
Service 02

Know your cash
before it moves

Surprises are for birthdays, not bank accounts. Our cash flow forecasting gives you a 30, 60, and 90-day view so you can make proactive decisions with total confidence.

Cash Flow Forecasting
California High Nexus Texas High Nexus New York Primary Market Florida High Nexus Illinois Active Nexus Washington Active Nexus 50 States $0 Penalties Fully Compliant
Service 03

Sales tax,
de-mystified

Multi-state nexus, economic thresholds, local jurisdiction rules — sales tax complexity grows every year. We map your exposure, manage your registrations, and keep you fully compliant wherever you do business.

Sales Tax Advisement
REVENUE $58k ↑ 38% PROFIT $39k ↑ 62% CASH $124k ↑ 21% "Revenue is up 383% this year." "What's our next move?" NET PROFIT $39k YTD GROWTH ↑383% STRATEGY Monthly Call DECISIONS Data-Driven PARTNERSHIP Dedicated
Service 04

A partner for
every decision

Numbers tell a story. We help you read it. From growth planning to ownership transitions, we sit across the table from you and help you navigate the decisions that define your business.

Business Advisory
Everything We Do

Built around your business

From the daily ledger to long-term strategy — Lumen Financial covers every dimension of your financial life.

Bookkeeping

Accurate monthly records, reconciled accounts, and clean financials every time.

Core Service

Cash Flow Forecasting

Forward-looking models so you always know what's coming before it arrives.

Strategic Planning

Sales Tax Advisement

Multi-state nexus, registrations, and filing — fully managed and stress-free.

Compliance

Business Advisory

Strategic counsel that turns your financial data into confident, clear decisions.

Decision Support
"

The most powerful thing a business owner can have is complete confidence in their numbers. That's what we build.

— Lumen Financial
$0
Client penalties — ever
Why Lumen Financial

Advisors who illuminate the full picture

How It Works

A clear path from day one

Getting started with Lumen Financial is straightforward. We take the complexity off your plate so you can focus on running your business.

01

Discovery Call

A 30-minute conversation to understand your business, goals, and current financial situation.

02

Scope & Proposal

We outline exactly what we'll do, when, and what it costs — no surprises, ever.

03

Onboarding

Smooth handoff of your accounts and systems. We handle setup so you don't have to.

04

Ongoing Partnership

Monthly reviews, proactive updates, and always-available guidance as your business grows.

Investment

Transparent, value-based pricing

Flat monthly retainers so you always know what to expect. Every plan includes onboarding, a dedicated point of contact, and monthly reporting.

Foundation
$1,200/mo
Clean books and reliable reporting for businesses ready to stop guessing and start knowing.
  • Monthly bookkeeping & reconciliation
  • Profit & Loss + Balance Sheet
  • Bank & credit card reconciliation
  • Chart of accounts setup & cleanup
  • Monthly close within 10 business days
  • Quarterly check-in call
  • Cash flow forecasting
  • Sales tax advisement
  • Multi-state compliance
Start with Foundation →
Executive
$4,500/mo
Controller-level oversight for complex, multi-entity, or high-growth businesses.
  • Everything in Advisory
  • Unlimited state localities & filing
  • 12-month rolling cash flow model
  • Scenario planning (3 models)
  • Multi-entity / multi-location support
  • Bi-weekly strategy calls
  • Tax posture review & planning memos
  • Investor-ready financial packages
  • Priority 24hr response SLA
Start with Executive →
💡 All plans include a one-time onboarding fee of $500–$1,000 depending on the state of existing books. Not sure which plan fits? Let's talk — we'll scope it together.
Get In Touch

Start the conversation

Tell us about your business and what you're looking for. The Lumen Financial team will follow up within one business day — no pressure, no commitment.

Response within 24 hoursOn business days — usually same day.
🔒
Completely confidentialYour information stays with us, always.
🎯
No obligationWe'll talk through your needs and propose a plan. You decide.